Used Car & Motorcycle Loan

Overview

Get pre-approved for a pre-owned.

Looking into a pre-owned vehicle? With a SEFCU used car or motorcycle loan, you can be sure you’re getting a great rate.

 

 Front of car

Rates valid for

Model years 2010–2017
SEFCU credit card with car keys Finance a vehicle with SEFCU in January and get 20,000 reward points on your existing SEFCU Credit Card or when you open a new card! Auto loan and credit card applications' deadline is January 31, 2021. All loans must close by February 5, 2021 to qualify. 2014 – 2017 model years only.

Features & Benefits

Competitive rates

  • Finance a used car
  • Fixed rate for the life of the loan
  • Repayment terms up to 60 months
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Rates

Used Car Loan ’14 – ’17

Approximate Repayment Term APR As Low As*
36 months 2.94%
48 months 2.94%
60 months 3.04%

Used Car Loan ’10 – ’13

Approximate Repayment Term APR as Low as**
36 Months 6.69%
48 Months 6.69%

Apply Now

Apply for a SEFCU Used Auto Loan today

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Visit a branch near you

Call 800-727-3328

 

Financial Education

Calculator

Used Car Loan

Rates as low as 2.94% APR

GAP insurance available

For vehicles model years 2009-2016

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More to think about...

*Annual Percentage Rate. Published rate applies to vehicle model years '14 - '17 for 36, 48, 60-month terms. Rate listed assumes creditworthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan 3.04% for 60 months, with no additional payment protection, would be $450.18. Rates accurate as of January 19, 2021 and subject to change without notice. Published rates are for new SEFCU loans. This loan is eligible for our Active U.S. Military and Veteran program. Learn more about Paying it Back.   
** Annual Percentage Rate. Published rate applies to vehicle model years '10 - '13 for 36, 48-month terms. Rate listed assumes creditworthiness. Other rates and terms may apply. This loan is eligible for our Active U.S. Military and Veteran program. Learn more about Paying it Back.