OverviewA low interest rateFrom essentials to splurges - whatever you put on your SEFCU Mastercard, you earn 1%* cash back. Plus, enjoy a low interest rate.
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![]() 1%* cash backon that double espresso |
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Finance a vehicle with SEFCU in January and get 20,000 reward points on your existing SEFCU Credit Card or when you open a new card! Auto loan and credit card applications' deadline is January 31, 2021. All loans must close by February 5, 2021 to qualify. 2014 – 2022 model years only. |
Features & BenefitsCash back and No annual fee
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Fees & Rates
Current Rates
APR for Purchases and Balance Transfers | APR for Cash Advances |
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As low as 8.24%*** | As low as 10.24%*** |
Fees
Item | Fee |
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Annual Fee | No fee |
Balance Transfer Fee | No fee |
Cash Advance Fee | No fee |
Foreign Transaction Fee | No fee |
Late Payment Fee | Up to $25 |
Returned Payment Fee | Up to $25 |
Compare
See which card is best for you
SEFCU Mastercard®
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SEFCU Lightning Credit Card™
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Apply Now
Apply for a SEFCU Mastercard Credit Card today
Current SEFCU member? Apply Today |
Not a member? Join SEFCU |
More to think about...
Payment Protection
Keep Credit Strong
Helps cover credit card bills
Protects against covered life event or disability
Fixed-Rate Home Equity Loan
Use Your Home for Extra Cash
Borrow $5,000-$350,000
Competitive rates
Home Equity Line of Credit
Use Your Home for Credit
Access extra cash when needed
Fixed and variable rates available