SEFCU Business Mastercard®


A low interest rate

With your SEFCU Business Mastercard, you earn 1%* Cash Back. Plus, enjoy our lowest interest rate on credit cards.



Desk Lamp

1%* back

on office supplies
on invoices
on everything!

Features & Benefits

Cash back and No annual fee

  • 2% cash back* at:
    • Gas stations
    • Office supply stores
    • TC/Telecom and wireless
    • Computer services
    • Business consulting
  • 1% cash back* on all other purchases
  • $0 fraud liability** protects you 24/7
  • No balance transfer fee
  • No foreign transaction fee
  • Enhanced ID Theft Protection
  • Cellular Wireless Telephone Protection
  • Mobile Receipt Management
  • ShopRunner (free, two-day shipping and free return shipping on purchases at more than 140 online stores)
SEFCU Business Mastercard


Fees & Rates

Current Rates

APR for purchases and balance transfers APR FOR CASH ADVANCES
As low as 11.75% As low as 13.75%


Item Fee
Annual Fee No fee
Balance Transfer Fee No fee
Cash Advance Fee No fee
Foreign Transaction Fee No fee
Late Payment Fee Up to $25
Returned Payment Fee Up to $25

Apply Now

Apply for a SEFCU Business Mastercard today

Current SEFCU member?

Apply Today

Not a member?



Visit a branch near you

Call 800-727-3328



SEFCU BusinessMastercard®

1% cash back on all purchases



View Card

More to think about...

* Converting points into cash back is one of several redemption options. Please note there is a $5 or 500-point redemption fee associated with this cash back option.
** Certain restrictions apply. See for details.
Annual Percentage Rate on all credit cards is variable. Applies to purchases, balance transfers, and cash advances. Published rate assumes credit worthiness. Other rates and terms may apply. Rates accurate as of today, January 28, 2020, and subject to change without notice. The Annual Percentage Rate is subject to change quarterly to reflect any changes in the Index and will be determined by the Prime Rate 45 days prior to the first day of each calendar quarter (January, April, July, and October) as published in The Wall Street Journal “Money Rates” table to which we add a margin. The new rate will be effective with the first billing cycle of April, July, October, and January, respectively. As of November 15, 2019, the Prime Rate was 4.75%. Future Prime Rates and corresponding APRs will vary.