OverviewSave on your loanWant to pay less interest on your loan? Try a SEFCU Share Secured Loan for some of our lowest loan rates.
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![]() Save on interestYour collateral gets you a better rate. |
Features & BenefitsLower interest savings
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Rates
Current Rates
Sub-Account Description | Percent Above Index | Present APR as Low as* | Minimum APR |
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Primary Share Secured* | 1.50% | 1.60% | 1.50% |
Certificate Share Secured** | 1.50% | Rate will vary according to current certificate dividend rate earned. See SEFCU Loan Officer for additional details. | 1.50% |
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See which is best for you
Share Secured Loan
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Personal Loan
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Apply Now
Apply for a SEFCU Share Secured Loan today
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Secured Loan
Our lowest loan rates
Borrow against your Primary Savings Account or Share Certificate
Continue to earn dividends
More to think about...
Online Loan Payments
Online loan payments
Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer
New Car Loan
Buying a New Car?
Lower interest rate than a Personal Loan
Payments can be spread out up to 84 months
Fixed-Rate Home Equity Loan
Use Your Home for Extra Cash
Borrow $5,000-$350,000
Competitive rates