OverviewSave on your loanWant to pay less interest on your loan? Try a SEFCU Share Secured Loan for some of our lowest loan rates.
|
 Save on interestYour collateral gets you a better rate. |
Features & BenefitsLower interest savings
|
|
Rates
Current Rates
| Sub-Account Description | Percent Above Index | APR as low as | Minimum APR |
|---|---|---|---|
| Primary Share Secured* | 1.50% | Rate will vary according to current share dividend rate earned. See SEFCU Loan Officer for additional details. | 1.50% |
| Certificate Share Secured** | 1.50% | Rate will vary according to current share dividend rate earned. See SEFCU Loan Officer for additional details. | 1.50% |
Compare
See which is best for you
|
Share Secured Loan
|
Personal Loan
|
Apply Now
Apply for a SEFCU Share Secured Loan today
|
Current SEFCU member? Apply Today |
Not a member? Join SEFCU |
Secured Loan
Our lowest loan rates
Borrow against your Primary Savings Account or Share Certificate
Continue to earn dividends
Apply
More to think about...
Online Loan Payments
Online loan payments
Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer
New Car Loan
Buying a New Car?
Lower interest rate than a Personal Loan
Payments can be spread out up to 84 months
Fixed-Rate Home Equity Loan
Use Your Home for Extra Cash
Borrow $5,000-$350,000
Competitive rates
* Annual Percentage Rate is variable and is based on the share dividend rate (index), set by the credit union, plus a margin at the time of the loan origination and is subject to change quarterly on the first day of January, April, July and October. Payment example: a share dividend rate of 0.30% plus a margin of 1.50% will equal an initial rate of 1.80%. For a $20,000 loan with a 60-month term, the initial payment would be $349.05 per month. Rates are subject to change without notice. Minimum $25 monthly payment.
** Annual Percentage Rate (APR) is fixed and is based upon the share certificate rate (index) plus a margin at the time of loan origination. This APR is fixed for the duration of the loan. Payment example: a share certificate rate of 1.00% plus a margin of 1.50% will equal a rate of 2.50%. For a $20,000.00 loan with a 60-month term, the initial payment would be $355.32 per month. Rates are subject to change without notice. Minimum $35 monthly payment.
Exclude From Search
No