Special OfferBuy today and defer* your first payment for up to 6 months!Qualified members who purchase a new auto with a term of up to 60 months can have their first payment delayed for up to 6 months. Apply online or through a SEFCU Preferred Dealer. |
 Rates valid for model years 2018–2022 |
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Finance a vehicle with SEFCU in January and get 20,000 reward points on your existing SEFCU Credit Card or when you open a new card! Auto loan and credit card applications' deadline is January 31, 2021. All loans must close by February 5, 2021 to qualify. 2014 – 2022 model years only. |
Features & BenefitsCompetitive rates
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Rates
New Car Loan ’20 – ’22
| Approximate Repayment Term | APR** as low as |
|---|---|
| 24 months | 1.74% |
| 36 months | 1.74% |
| 48 months | 1.74% |
| 60 months | 1.74% |
| 72 months | 1.99% |
| 84 months | 3.69% |
New Car Loan '18 - '19
| Approximate Repayment Term | APR*** as low as |
|---|---|
| 24 months | 1.74% |
| 36 months | 1.74% |
| 48 months | 1.74% |
| 60 months | 1.74% |
| 72 months | 1.99% |
Apply Now
Apply for a SEFCU New Car Loan today
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Current SEFCU member? Apply Today |
Not a member? Join SEFCU |
New Car Loan
Rates as low as 1.74% APR
GAP insurance available
For cars model years 2018-2022
More to think about...
Auto-Buying Program
Enjoy a Fleet of Tools & Resources
Enjoy a hassle-free car-buying experience
Help with research, getting the best price, and more
Don't Forget Auto Insurance
Protect Your Ride
Protect against theft and damage
A must-have whether you own or lease
Online Loan Payments
Online loan payments
Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer
*Maximum loan is $50,000. Interest will continue to accrue during the six-month deferment. Other restrictions may apply.
** Annual Percentage Rate. Published rate applies to vehicle model years ’20 - ’22. Rate listed assumes credit worthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 1.74% for 60 months, with no additional payment protection, would be $435.63. Rates accurate as of January 19, 2021 and subject to change without notice. Published rates are for new SEFCU loans. This loan is eligible for our Active U.S. Military and Veteran program. Learn more about Paying it Back.
*** Annual Percentage Rate. Published rate applies to vehicle model years ’18 - ’19. Rate listed assumes credit worthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 1.74% for 60 months, with no additional payment protection, would be $435.63. Rates accurate as of January 19, 2021 and subject to change without notice.Published rates are for new SEFCU loans. This loan is eligible for our Active U.S. Military and Veteran program. Learn more about Paying it Back.