New Car & Motorcycle Loan

Special Offer

Buy today and defer* your first payment for up to 6 months!

Qualified members who purchase a new auto with a term of up to 60 months can have their first payment delayed for up to 6 months. Apply online or through a SEFCU Preferred Dealer.

car

Rates valid for

model years 2018–2022

SEFCU credit card with car keys Finance a vehicle with SEFCU in January and get 20,000 reward points on your existing SEFCU Credit Card or when you open a new card! Auto loan and credit card applications' deadline is January 31, 2021. All loans must close by February 5, 2021 to qualify. 2014 – 2022 model years only.

Features & Benefits

Competitive rates

  • Finance your new car
  • Fixed rate for the life of the loan
  • Repayment terms from 24-84 months
calendar

 


Rates

New Car Loan ’20 – ’22

Approximate Repayment Term APR** as low as
24 months 1.74%
36 months 1.74%
48 months 1.74%
60 months 1.74%
72 months 1.99%
84 months 3.69%

New Car Loan '18 - '19

Approximate Repayment Term APR*** as low as
24 months 1.74%
36 months 1.74%
48 months 1.74%
60 months 1.74%
72 months 1.99%

Apply Now

Apply for a SEFCU New Car Loan today

Current SEFCU member?

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Not a member?

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Visit a branch near you

Call 800-727-3328

 

Financial Education

Calculator

New Car Loan

Rates as low as 1.74% APR

GAP insurance available

For cars model years 2018-2022

View New Car Loans

More to think about...

Online Loan Payments

Online loan payments

Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer

*Maximum loan is $50,000. Interest will continue to accrue during the six-month deferment. Other restrictions may apply.
** Annual Percentage Rate. Published rate applies to vehicle model years ’20 - ’22. Rate listed assumes credit worthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 1.74% for 60 months, with no additional payment protection, would be $435.63. Rates accurate as of January 19, 2021 and subject to change without notice. Published rates are for new SEFCU loans. This loan is eligible for our Active U.S. Military and Veteran program.  Learn more about Paying it Back
*** Annual Percentage Rate. Published rate applies to vehicle model years ’18 - ’19. Rate listed assumes credit worthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 1.74% for 60 months, with no additional payment protection, would be $435.63. Rates accurate as of January 19, 2021 and subject to change without notice.Published rates are for new SEFCU loans. This loan is eligible for our Active U.S. Military and Veteran program. Learn more about Paying it Back.