Switch to SEFCU!
Let us take the stress out of switching your Direct Deposit and automatic payments to us.
Safe. Fast. Free.
If the thought of moving your accounts from another financial institution to SEFCU has you staying where you are, now it’s easier than ever to switch to SEFCU! We have partnered with ClickSWITCH to help you quickly and conveniently switch your direct deposit and automatic payments to SEFCU – all with just a few clicks that will save you hours!
Why use ClickSWITCH?
- No Hassle – just provide some required information and ClickSWITCH will do the rest
- Free – there is no additional cost to use this service
- Safe – securely switch direct deposits and recurring payments in just a few minutes
Please carefully review your account numbers to select Checking or Savings account before submitting your switch. Tip! Have your paystub and bill(s) on hand.
If have been provided a ClickSWITCH code, click the button below
ClickSWITCH Frequently Asked Questions
How does ClickSWITCH work?
ClickSWITCH takes the hassle out of moving automated payments and Direct Deposits to your SEFCU account. You input your payment and Direct Deposit information into our secure ClickSWITCH system and we'll get to work contacting all the billers to switch your payments over to your SEFCU account. You can monitor progress and track status in the "Status" column.
What types of payments or deposits can be moved to my new account using ClickSWITCH?
Direct deposits and automatic ACH payments.
• A Direct Deposit is any payment that you receive from a person or organization directly into your account. These include payroll Direct Deposits, government Direct Deposits (Social Security, Disability, etc.) and dividend Direct Deposits from investment accounts.
• An automatic ACH payment is a regular, ongoing payment that is initiated externally to your bank account, such as a monthly insurance bill, utility payment, or automobile loan payment. Please note: Automatic payments that are set up using a bill pay service cannot be switched.
How do I get started?
It's easy! Log into online banking and select "Account Switch Options" under "Additional Services" to enroll and initiate your switches. If you were provided a ClickSWITCH code when you opened your new SEFCU account, you are already enrolled and can begin the switch process by simply logging into ClickSWITCH
Where do I get my ClickSWITCH code?
SEFCU will provide you with a SwitchTRACK code when you open a new account. If you have misplaced your code, a new code will need to be generated. Please contact SEFCU's Member Solutions Center at 800-727-3328 or visit a SEFCU branch.
What do I need to get started?
When logging into ClickSWITCH you’ll have the option to use Switch Assist or Switch Myself. With Switch Assist you can log into your account at your previous institution and the system will show you all of your automatic payments, Direct Deposits, and bill pay items. You can make these switches directly from the system. You also have the option of using Switch Myself. If you’d prefer to use this method, simply gather your paper bills or online statements that include the biller’s name and addresses and account numbers with your billers and due dates.
Can I initiate a switch anytime?
You can easily add switches at any time! Simply log in to your ClickSWITCH account and click the "Create a Switch" link.
Can I switch billers using my debit or credit card number?
No. Currently only account numbers can be used for switches. Those payments must be automatic, recurring payments using the member's account number and other financial institution's routing number.
How long should it take for my switch to be complete?
It can take anywhere from two weeks to 30 days for your online payments, Direct Deposits, etc. to get switched depending upon the financial institution, merchant, or organization involved. It's always a good idea to review your switch status page for the most current information regarding each switch.
Do I need to reach out to my billers/employer?
We display the status for each automated payment or Direct Deposit in the "Status" column. If a switch shows as "Completed" there's no need to contact the biller. For switches that are marked as "Mailed" for longer than 10 days, you may want to contact the biller to confirm the status.
Which address should I use for my biller?
A number of billers are included in our system. If we do not have a biller's address, please use the address that is indicated on the payment confirmation or statement the biller sends you. You can also find most billers' payment addresses displayed in the Help or Contact Us areas of their website.
Can I switch payments from multiple financial institutions?
Yes! You can switch payments from any financial institution using ClickSWITCH. Simply enter your other financial institution account details in the "My Profile" tab. When setting up your switches, choose which financial institution account the payments or deposits are switching from in the account drop-down.
What if I need to cancel my switch?
Once the switch is ordered, it is processed immediately and can’t be canceled. However, you can contact the appropriate biller directly to rescind the request.
How do I know when my switch is complete?
The easiest way to check the status of a switch is to look at the "Status" column of your ClickSWITCH account. Switches that have been completed and confirmed by your biller will display a "Completed" status. Switches that are still in process will display a "Mailed" status. For switches that have a mailed status for longer than 10 days or more, we recommend contacting your biller to confirm the switch has been completed, as some billers may not update the status in our system.
If you have opted in for notification emails, you will receive emails about the status of your switches throughout the process.
How will I know if my switch is rejected?
In addition to the switch status being updated within your ClickSWITCH portal, you will receive an email stating that your switch was rejected.
When is it safe to move/remove funds from my prior account?
We recommend keeping enough money in your old account to cover each payment until the switch status is "Completed." This is especially important for any payments that might be due during the 14 days after you initiate a switch.
What if my switch isn’t completed and I miss a payment?
Monitoring your switch status is an important part of moving your account. It is advisable to keep enough money in your old account to cover each payment until the switch status for that payment has changed to "Completed," or you've confirmed with your billers that your payment account information is updated in their system.
I am having technical difficulties, who should I contact?
Please contact SEFCU’s Member Solutions Center at 800-727-3328 or visit a SEFCU branch.