OverviewEnjoy the benefits of leasing without the hassleGet behind the wheel of your dream car. If you like the advantages of a lease - but not the terms - SEFCU's Auto Advantage offers so many advantages!
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 Rates valid for model years 2016–2020 |
Features & BenefitsCompetitive rates
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Rates
Auto Advantage
| Approximate Repayment Term | APR* as low as |
|---|---|
| 24 Months | 3.19% |
| 36 Months | 3.44% |
| 48 Months | 3.44% |
| 60 Months | 3.44% |
| 72 Months | 3.69% |
Apply Now
Apply for a SEFCU New Car Loan today
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Current SEFCU member? Apply Today |
Not a member? Join SEFCU |
Auto Advantage
Rates as low as 3.09% APR
Lease-like benefits without the restrictions
Save up to 40% compared to traditional car loans
More to think about...
Online Loan Payments
Online loan payments
Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer
* Annual Percentage Rate. Published rate applies to vehicle model years ’16 - ’20 for 24, 36, 48, 60 and 72 month terms. Rate listed assumes credit worthiness. Other rates and terms may apply. Rates accurate as of today - December 5, 2019 and subject to change without notice. This loan is eligible for our Active U.S. Military and Veteran program. Learn more about Paying it Back.
| Year | Loan Term | Mileage May NOT Exceed |
|---|---|---|
| Future Model Year |
24, 36, 48, 60, 72 |
30,000 |
| Current Model Years |
24, 36, 48, 60, 72 |
30,000 |
| 1 Year Old Models |
24, 36, 48, 60, 72*** |
30,000 |
| 2 Year Old Models |
24, 36, 48, 60, 72 |
60,000 |
| 3 Year Old Models |
24, 36, 48, 60, 72 |
75,000 |
** SEFCU limits terms based on vehicle year due to future residual value.
*** Monthly Financing is available on all "New" previous (up to 1) Year models. Untitled previous year models with 3,000 miles or less on the odometer are considered new.
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